In 2012, surging bond prices helped the Moderate to Conservative Flex portfolios outperform their benchmarks significantly in the 4th quarter and for the entire year.
The 10-, 5-, 3-, and 2-year performance has been benchmark-beating for ALL of the Flex portfolios.
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| US and Foreign Indexes | 1 mo | 3 mo | YTD | 1 yr | 2 yr | 3 yr | 5 yr | 10 yr |
| Stock Markets (50-40-10) | 2.0% | 2.9% | 16.4% | 16.4% | 4.5% | 6.9% | -1.0% | 8.2% |
| S&P 500 | 0.9% | 0.4% | 16.0% | 16.0% | 8.8% | 10.9% | 1.7% | 7.1% |
| MSCI EAFE | 3.2% | 6.6% | 17.3% | 17.3% | 1.5% | 3.6% | -3.7% | 8.2% |
| Barclays Agg Bond--US | -0.1% | 0.2% | 4.2% | 4.2% | 6.0% | 6.2% | 6.0% | 5.2% |
| Barclays Agg Bond--Global | -0.3% | -0.5% | 4.3% | 4.3% | 5.0% | 5.2% | 5.4% | 6.0% |
| Moderately Aggressive | 1.6% | 2.4% | 13.6% | 13.6% | 4.9% | 6.5% | -0.2% | 6.9% |
| 80 Flex IV | 1.4% | 1.7% | 11.4% | 11.4% | 5.6% | 8.2% | 6.3% | 9.9% |
| 80 Flex III | 1.6% | 2.0% | 11.9% | 11.9% | 5.0% | 7.7% | ||
| 80 Fidelity | 2.0% | 3.0% | 14.2% | 14.2% | 4.8% | 6.6% | 0.0% | 7.0% |
| Moderate | 1.1% | 1.7% | 10.7% | 10.7% | 4.9% | 6.1% | 1.0% | 6.4% |
| 60 Flex IV | 1.4% | 2.1% | 12.8% | 12.8% | 6.2% | 8.6% | 6.7% | 10.0% |
| 60 Flex III | 1.5% | 2.1% | 12.6% | 12.6% | 5.9% | 8.3% | 6.1% | 9.1% |
| 60 Fidelity | 1.5% | 2.3% | 11.1% | 11.1% | 4.5% | 5.9% | 0.8% | 6.1% |
| Moderately Conservative | 0.6% | 1.0% | 8.1% | 8.1% | 5.0% | 5.8% | 2.3% | 5.9% |
| 40 Flex IV | 1.3% | 2.3% | 13.4% | 13.4% | 6.9% | 8.9% | 7.5% | 9.6% |
| 40 Fidelity | 0.9% | 1.5% | 8.5% | 8.5% | 4.7% | 5.6% | 2.1% | 5.5% |
| Asset Allocation | Cash | Stock | Bond | Other | ||||
| 80 Flex IV | 25% | 45% | 21% | 9% | ||||
| 60 Flex IV | 22% | 39% | 30% | 9% | ||||
| 40 Flex IV | 24% | 26% | 43% | 7% |
