PWS Model Portfolio Performance through June 2017

My portfolio models continue to outperform their blended benchmarks.  You hear a lot in the financial press about "cost" but not enough about "cost-justification".  Most mutual funds don't outperform their benchmarks or their low-cost index fund competitors, but many do and I know how to find them and put them to use.

US and Foreign Indexes		3 mo	1 yr	2 yr	3 yr	5 yr	10 yr	2008
Stock Markets (72-21-7)		3.3%	16.3%	6.5%	4.9%	10.1%	3.2%	-41.0%
S&P 500		2.6%	15.5%	8.4%	7.3%	12.2%	4.9%	-38.5%
Dow Jones Industrial Avg		3.3%	19.1%	10.1%	8.3%	10.6%	4.8%	-33.8%
MSCI EAFE		5.0%	17.1%	1.1%	-1.5%	5.8%	-1.8%	-45.1%
MSCI EM		5.5%	21.2%	2.0%	-1.3%	1.5%	-0.5%	-54.5%
Barclays Agg Bond--US		1.5%	-0.3%	2.8%	2.5%	2.2%	4.5%	5.2%
Citi WGBI nonUSD (foreign bonds)		3.8%	-5.0%	4.0%	-2.2%	-0.8%	3.2%	10.1%
Aggressive (90% stocks-10% bonds)		2.2%	12.0%	4.8%	3.1%	8.1%	3.4%	-36.0%
95 Strategic III		2.6%	12.9%	8.4%	6.2%	11.1%	7.6%	-30.9%
95 Schwab index 2017		3.5%	17.7%	7.6%	6.3%	11.8%	5.7%	-34.3%
95 Strategic USA II		1.7%	15.4%	9.4%	7.6%	13.3%	9.5%	-25.8%
Confluence Value Opportunities		1.6%	23.4%		14.1%	20.0%	11.8%	-22.3%
Confluence Equity Income		2.7%	12.7%		9.8%	14.0%	9.3%	-18.9%
WealthFront 9		3.6%	15.9%	6.1%	4.0%	8.9%	4.2%	-38.1%
American Funds Port Ser Growth		4.6%	19.4%	7.6%	6.9%	12.9%	6.0%	-40.8%
American Funds Port Ser Global Growth		6.0%	20.9%	7.3%	5.6%	11.5%	5.5%	-40.5%
Moderately Aggressive (75-25)		1.9%	10.1%	4.4%	2.8%	7.0%	3.5%	-31.0%
80 Flex IV		1.4%	9.0%	4.7%	2.2%	6.3%
80 Flex V		1.7%	8.6%	4.1%	2.6%	7.5%		-16.9%
80 Strategic II		3.1%	17.3%	6.7%	5.0%	10.4%	6.9%	-31.1%
80 Strategic III		2.4%	11.6%	7.7%	5.7%	10.1%	7.4%	-27.7%
80 USA tilt		2.5%	15.6%	6.5%	5.0%	10.1%	6.6%	-28.5%
80 Schwab index 2017		3.0%	14.4%	6.5%	5.4%	9.9%	5.3%	-29.3%
Money 75		2.8%	15.4%	7.0%	5.3%	10.0%	5.9%	-32.7%
American Funds Port Ser Gr+Inc		3.5%	12.8%	7.5%	5.5%	10.2%	5.3%	-30.8%
Moderate (60-40)		1.6%	8.1%	4.0%	2.6%	5.9%	3.7%	25.6%
60 Strategic III		2.0%	9.4%	6.5%	4.8%	8.4%	6.8%	-23.3%
60 Schwab index 2017		2.5%	11.5%	5.5%	4.6%	8.1%	4.8%	-23.8%
American Funds Port Ser Balanced		3.5%	11.1%	6.8%	5.2%	9.1%	5.3%	-28.4%
Moderately Conservative (40-60)		1.4%	5.9%	3.3%	2.0%	4.4%	3.6%	-17.4%
40 Strategic III		1.5%	7.4%	5.4%	3.8%	6.7%	6.4%	-16.8%
40 Schwab Index 2017		2.0%	7.8%	3.8%	3.1%	5.6%	4.0%	-16.2%
Hartford Balanced Income A		2.3%	8.1%	8.0%	5.5%	8.3%	6.8%	-18.5%
Goldman Sachs Income Builder		1.9%	9.8%	4.4%	2.6%	7.3%	5.4%	-23.3%
Conservative (20-80)		0.9%	2.8%	2.4%	1.2%	2.5%	3.4%	-8.4%
20 Strategic III		0.9%	3.7%	4.0%	2.6%	3.8%	4.6%	-9.3%
20 Schwab index 2017		1.3%	4.1%	2.7%	2.3%	3.7%	3.3%	-9.2%
NOTE 1:  Past performance is no guarantee of specific future results.  This data is presented by Potomac Wealth Strategies, LLC.  This data is from Morningstar and should be accurate, but it has not been independently verified.
NOTE 2:  "Flex", "Strategic", and "Index" models are crafted/run by Potomac Wealth Strategies.  They show history of better returns, lower volatility, or both--or, with the Index models, closer tracking--vs benchmarks and competitors.
NOTE 3:  "XX Schwab index" models are relatively low-cost and tax-efficient portfolios.  They are comprised of index funds available free of transaction charges to my clients at Schwab.  This is what many might recommend due to low-costs and portfolio efficiency.
NOTE 4:  Nothing on this blog post is specific investment advice to any individual or organization.  If the information hereon is of interest to you, please send e-mail to Info@PotomacWealthStrategies.com for a consultation.