As the stock markets in the USA set or rapidly approach all-time highs despite mixed macroeconomic data globally and confounding politics domestically, I believe the Flex portfolios remain the most effective way to be fully-invested but ready to weather storms that may be brewing.
| US and Foreign Indexes | 1 mo | 3 mo | YTD | 1 yr | 2 yr | 3 yr | 5 yr | 10 yr |
| Stock Markets (50-40-10) | 0.2% | 7.3% | 5.0% | 10.6% | 4.8% | 10.0% | 2.1% | 9.6% |
| S&P 500 | 1.4% | 7.6% | 6.6% | 13.3% | 9.1% | 13.4% | 4.9% | 8.1% |
| MSCI EAFE | -1.0% | 7.6% | 4.2% | 9.8% | 0.8% | 6.7% | -1.3% | 9.2% |
| Barclays Agg Bond--US | 0.5% | -0.3% | -0.2% | 3.1% | 5.7% | 5.5% | 5.5% | 5.0% |
| Barclays Agg Bond--Global | -1.0% | -2.2% | -1.9% | 0.8% | 3.6% | 4.4% | 4.1% | 5.5% |
| Moderately Aggressive | 0.1% | 5.8% | 4.1% | 9.8% | 5.2% | 9.4% | 2.7% | 8.4% |
| 80 Flex IV | -0.1% | 4.0% | 2.6% | 7.1% | 5.9% | 9.4% | 7.4% | 10.7% |
| 80 Flex III | -0.2% | 4.3% | 2.6% | 8.0% | 5.4% | 9.2% | ||
| 80 Fidelity | 0.1% | 6.1% | 3.9% | 10.0% | 4.9% | 9.4% | 3.0% | 8.5% |
| Moderate | 0.0% | 3.9% | 2.8% | 7.7% | 5.2% | 8.4% | 3.4% | 7.7% |
| 60 Flex IV | 0.0% | 4.0% | 2.5% | 8.5% | 6.7% | 9.8% | 7.8% | 10.9% |
| 60 Flex III | 0.0% | 3.8% | 2.3% | 8.8% | 6.3% | 9.5% | ||
| 60 Vanguard | 0.3% | 4.2% | 2.9% | 9.1% | 6.2% | 9.4% | 4.2% | 7.9% |
| Moderately Conservative | 0.0% | 2.1% | 1.5% | 5.7% | 5.2% | 7.3% | 3.9% | 6.9% |
| 40 Flex IV | 0.2% | 3.4% | 2.1% | 9.4% | 7.3% | 9.7% | 8.2% | 10.2% |
| 40 Vanguard | 0.5% | 2.7% | 1.9% | 7.5% | 6.5% | 8.5% | 4.9% | 7.1% |
| Asset Allocation | Cash | Stock | Bond | Other | ||||
| 80 Flex IV | 24% | 46% | 21% | 9% | ||||
| 60 Flex IV | 21% | 40% | 30% | 9% | ||||
| 40 Flex IV | 23% | 26% | 44% | 7% |
