It has been a frustrating
year for investors, as the markets have been up and down a lot and many of us are at about breakeven so far. But my clients have been doing well compared to the benchmarks, and that is a high-priority goal I have for long-term investors.
S&P500 (USA stock mkt) +2.34%
PWS' 75-25 moderately-aggressive
benchmark -1.73%
Vanguard
Target Retirement 2035 mutual fund -1.74%
MSCI
EAFE index (large foreign companies) -9.36%
Barclays
Aggregate Bond index (USA bond mkt) -1.95%
The
S&P500 is the biggest portion of the moderate through aggressive portfolios, but
since it represents just the largest USA-based stocks, those portfolios have a lot
of other components (small companies, foreign stocks, cash, bonds, commodities).
If you have any questions or concerns about what benchmark is right for you, or how your portfolio is doing compared to the benchmark, please let me know and we will discuss it and make sure you are invested the right way for you risk tolerance and investment goals.
Thank you.
--Gary Partoyan
Potomac Wealth Strategies, LLC
2018-11-17
