Meanwhile, I am now posting the performance of the more popular Strategic portfolios. These show very impressive results. But such has come with much higher volatility.
For investors who are wary of the economy and skeptical of the stock market's four-year rise--and who thus fear another bear market or worse, the Flex portfolios are recommended.
For investors who are comfortable with the bull market and feel we are in the middle of its cycle, the Strategic portfolios are recommended.
Here is the data through the first-half of 2013 (past performance is no guarantee of specific or comparable future results):
| US and Foreign Indexes | 1 mo | 3 mo | YTD | 1 yr | 2 yr | 3 yr | 5 yr | 10 yr |
| Stock Markets (50-40-10) | -2.7% | 0.8% | 7.8% | 17.5% | 6.4% | 13.1% | 3.4% | 7.3% |
| S&P 500 | -1.3% | 2.9% | 13.8% | 20.6% | 12.8% | 18.5% | 7.0% | 7.3% |
| MSCI EAFE | -3.6% | -1.0% | 4.1% | 18.6% | 1.1% | 10.0% | -0.6% | 7.7% |
| Barclays Agg Bond--US | -1.6% | -2.3% | -2.4% | -0.7% | 3.3% | 3.5% | 5.2% | 4.5% |
| Barclays Agg Bond--Global | -1.2% | -2.8% | -4.8% | -2.2% | 0.2% | 3.6% | 3.7% | 4.8% |
| Moderately Aggressive | -2.2% | 0.3% | 6.4% | 15.1% | 6.1% | 12.2% | 3.8% | 7.2% |
| 80 Flex IV | -2.5% | -2.3% | 1.5% | 8.4% | 4.0% | 9.1% | 7.6% | 9.5% |
| 80 Strategic 2013 | -2.0% | 1.7% | 10.5% | 22.3% | 10.3% | 15.9% | 11.8% | 11.3% |
| 80 Flex III | -2.4% | -1.6% | 2.3% | 9.5% | 4.1% | 9.3% | 6.1% | 8.9% |
| 80 Fidelity | -1.9% | 0.4% | 6.5% | 15.7% | 6.0% | 12.3% | 3.9% | 7.3% |
| Moderate | -1.9% | -0.3% | 3.9% | 10.6% | 5.2% | 10.1% | 4.1% | 6.7% |
| 60 Flex IV | -2.5% | -2.0% | 1.6% | 9.3% | 4.9% | 9.4% | 8.1% | 9.8% |
| 60 Strategic 2013 | -2.4% | 0.1% | 5.2% | 16.4% | 7.5% | 13.5% | 9.8% | 11.3% |
| 60 Flex III | -2.5% | -1.9% | 1.5% | 8.8% | 4.6% | 8.9% | 7.2% | 8.8% |
| 60 Vanguard | -2.2% | -0.8% | 3.7% | 11.0% | 6.1% | 10.7% | 4.9% | 6.8% |
| Moderately Conservative | -1.7% | -1.0% | 1.4% | 6.3% | 4.2% | 7.9% | 4.3% | 6.1% |
| 40 Flex IV | -2.6% | -2.2% | 0.7% | 8.4% | 5.2% | 8.7% | 8.4% | 9.2% |
| 40 Vanguard | -2.3% | -1.6% | 1.5% | 7.0% | 5.5% | 8.5% | 5.2% | 6.1% |
| Conservative | -1.4% | -1.7% | -1.1% | 2.1% | 3.1% | 5.7% | 4.3% | 5.3% |
| 20 Flex IV | -2.6% | -2.3% | -0.2% | 7.7% | 5.5% | 8.1% | 8.8% | 8.5% |
| 20 Vanguard | -2.4% | -2.6% | -0.9% | 3.0% | 5.0% | 6.6% | 5.7% | 5.6% |
| Asset Allocation | Cash | Stock | Bond | Other | ||||
| 80 Flex IV | 24% | 44% | 23% | 9% | ||||
| 60 Flex IV | 24% | 38% | 31% | 8% | ||||
| 40 Flex IV | 26% | 25% | 43% | 6% | ||||
| 20 Flex IV | 27% | 12% | 56% | 5% |
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