Thursday, October 16, 2014

Strategic, Flex, and Index Portfolio Performance Through Septemeber 2014

We are having a correction in this Bull market.  I believe we are not beginning a bear market.  Meanwhile, here are the portfolio model performance #s though end of September:


US and Foreign Indexes
3 mo 1 yr 3 yr 5 yr 10 yr 2008
Stock Markets (50-40-10)
-2.3% 11.5% 17.8% 10.7% 7.6% -39.7%
S&P 500
1.1% 19.7% 23.0% 15.7% 8.1% -37.0%
MSCI EAFE
-5.9% 4.3% 13.7% 6.6% 6.3% -43.4%
US OE Diversified Emg Mkts
-3.5% 4.8% 7.9% 4.3% 9.8% -54.4%
Barclays Agg Bond--US
0.2% 4.0% 2.4% 4.1% 4.6% 5.2%
Barclays Agg Bond--Global
-3.1% 1.2% 1.2% 2.7% 4.4% 4.8%








Aggressive
-2.2% 10.7% 16.5% 10.3% 7.1% -36.3%
90 Flex V
-2.3% 8.0% 12.9% 9.7%
-19.1%
90 Strategic II
-3.4% 7.8% 17.8% 13.3% 9.5% -34.0%
90 Schwab index
-3.5% 8.8% 17.4% 11.2% 7.5% -35.2%








Moderately Aggressive
-2.2% 9.8% 14.8% 9.7% 6.9% -32.0%
80 Flex V
-2.0% 7.8% 12.3% 9.5%
-16.9%
80 Strategic II
-2.9% 7.8% 16.5% 12.4% 9.2% -30.0%
80 Schwab index
-3.0% 8.5% 15.8% 10.6% 7.2% -32.1%








Moderate
-2.0% 7.8% 11.3% 8.1% 6.4% -23.1%
60 Flex V
-1.4% 7.7% 11.6% 9.5%
-13.1%
60 Strategic II
-2.2% 7.3% 13.7% 11.0% 8.5% -23.9%
60 Schwab index
-2.0% 7.8% 12.5% 9.2% 6.3% -25.6%








Moderately Conservative
-1.8% 5.7% 7.9% 6.5% 5.8% -13.3%
40 Flex V
-0.8% 7.8% 11.2% 9.7%
-13.1%
40 Strategic II
-1.6% 5.9% 10.0% 8.6% 7.2% -16.2%
40 Schwab index
-1.3% 6.5% 9.0% 7.5% 5.4% -18.8%








Conservative
-1.6% 3.7% 4.5% 4.8% 5.1% -2.5%
20 Flex V
-0.3% 7.4% 10.1% 9.4%
-5.2%
20 Strategic II
-1.0% 4.7% 6.8% 6.4% 6.0% -8.1%
20 Schwab index
-0.7% 4.9% 5.5% 5.5% 4.3% -11.7%








Asset Allocation
USA x-USA Bond Cash Other
20 Flex V
14% 5% 47% 30% 4%
20 Strategic II
11% 6% 56% 24% 3%
40 Flex V
28% 10% 30% 26% 5%
40 Strategic II
22% 12% 43% 19% 3%
60 Flex V
34% 15% 21% 24% 6%
60 Strategic II
35% 18% 30% 15% 3%
80 Flex V
45% 20% 8% 21% 7%
80 Strategic II
45% 25% 16% 12% 2%
90 Flex V
51% 22% 1% 18% 7%
90 Strategic II
50% 28% 9% 10% 3%
















NOTE 1:  Past performance is no guarantee of specific future results.  This data is presented by Potomac Wealth Strategies, LLC.  This data is from Morningstar and should be accurate, but it has not been independently verified.








NOTE 2:  "Flex", "Strategic", and "Index" models are designed and managed by Potomac Wealth Strategies, LLC.  These models show track records of better returns, lower volatility, or both--or, in the case of the Index models, closest possible tracking--compared to their benchmarks and popular competitors.








NOTE 3:  "XX Schwab index" models are low-cost portfolios.  They are comprised of index funds available free of transaction charges to my clients at Schwab.  This is what many might recommend due to low-costs and portfolio efficiency.








NOTE 4:  Nothing on this blog post represents investment advice to any individual or organization.  If the information hereon is of interest to you, please contact me at Garo.Partoyan@PotomacWealthStrategies.com for a consultation.








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